FinCEN Anti-Money Laundering Real Estate Reporting Rule: What Realtors® and Cash Buyers and Sellers Need to Know
Beginning March 1, 2026, title companies must collect and report identity and banking information about buyers and sellers to the U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) when entities and trusts buy one- to four-family residential properties without traditional financing. Transactions where an entity buyer uses a non-traditional lender are also reportable. These new …