John Bethell Title Company

Ahead of the Curve

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"AHEAD OF THE CURVE" SERVICE

The employees at John Bethell Title Company, Inc. are committed to making the closing of your transaction a positive and stress free experience for you and your clients. We keep you AHEAD OF THE CURVE with systems and processes that are designed to minimize last minute hiccups, problems and surprises that can turn a feel good closing into one from which everyone leaves unsatisfied or upset. Being AHEAD OF THE CURVE allows you to have answers when your clients ask questions. Being AHEAD OF THE CURVE helps the entire transaction unfold like a familiar scenic highway instead of a big city expressway at rush hour. Being AHEAD OF THE CURVE contributes to your professional image; your clients become more comfortable with you, which make them more likely to refer you their friends.

We keep you AHEAD OF THE CURVE by tracking your closing from the day we open your order with us. If your closing hasn't been scheduled a week before the closing date in your offer, we'll contact you to confirm the closing date and to keep ourselves up to date on any new developments in the transaction.

We keep you AHEAD OF THE CURVE by immediately alerting you to matters disclosed in the title search that you may not know about instead of waiting until a few hours before the closing. We want to give you time to talk with the seller if, for example, there appear to be liens that exceed the sales price and might require the seller to bring funds to the closing. It is not uncommon for the title search to disclose additional owners not known to the realtor. We will bring this to your attention when we issue the commitment so that the additional parties can be contacted and signatures obtained well before the day of closing.

We keep you AHEAD OF THE CURVE by providing a seller's side closing statement at least two days before the closing. This gives you time to review it well before settlement and if you like, discuss it with your client and manage their expectations.

AHEAD OF THE CURVE service was developed by the employees of John Bethell Title Company, Inc. in response to the increasingly last minute nature of the mortgage finance business. The majority of lender closing instructions and packages are now furnished to us under the best of circumstances only a few hours before the scheduled closing. As Internet lending has proliferated, lead times for us have shrunk. The effect of these compressed time frames is that everyone in the transaction looks unprepared and unprofessional to the buyers and sellers, and the potential for last minute problems at the closing table is increased. After careful analysis, we decided that we needed to change our processes so that we could deal with last minute details of the closing that are outside of our control. The result is AHEAD OF THE CURVE service.